The 10 Questions to Ask Before Purchasing Rural Land

Questions to Ask Yourself Before Buying Rural Land

Buying rural land can be an exciting and rewarding investment, whether you're dreaming of a peaceful retreat, a working farm, or a long-term asset. But before you make an offer, it’s essential to ask the right questions. Unlike residential or urban properties, rural land comes with its own set of considerations—some of which aren’t always obvious. Here are key questions to ask yourself before purchasing rural land:

1. What do I want to use the land for?

Start by defining your purpose. Are you planning to farm, build a home, raise animals, or simply invest and hold the land? Your intended use will influence everything from zoning requirements to land improvements and costs. Knowing your end goal helps you evaluate whether a specific property is a good fit.

2. Is the land zoned appropriately?

Zoning laws regulate how land can be used. Check with the county or local zoning office to ensure the property is zoned for your intended use. Some rural land is restricted to agricultural use, while other parcels may allow residential, commercial, or mixed-use development.

3. Does the land have legal access?

Make sure the property has legal, deeded access via a public road or established easement. Not all rural land is easily accessible, and you don’t want to discover after purchasing that there’s no legal way to reach your property without crossing someone else’s land.

4. Are utilities available or accessible?

Rural land often lacks access to public utilities like water, sewer, electricity, and internet. Ask about the availability of essential services and research the cost of installing a well, septic system, power lines, and reliable internet if needed.

5. What are the topography and soil conditions like?

The lay of the land and soil quality can impact everything from construction to agriculture. Steep slopes may limit buildable space, and poor soil might not support crops or livestock. Consider getting a soil test and topographical survey if you're unsure.

6. Is the property in a flood zone or an environmentally protected area?

Check FEMA flood maps and local environmental records. Some rural land may be prone to flooding or have protected wetlands that limit development. These factors can affect both usability and insurance costs.

7. Are there any restrictions or covenants?

Even in rural areas, there may be deed restrictions or homeowners’ association (HOA) rules that limit what you can do with the property. These could include limits on building types, fencing, animals, or subdivision.

8. What are the property boundaries?

Don’t rely on old fencing or assumptions. Have a licensed surveyor clearly mark property boundaries to avoid disputes with neighbors and ensure you know exactly what you’re buying.

9. What is the history of the land?

Learn about the property's past use. Was it previously used for agriculture, timber, or industrial purposes? Previous activities can affect soil health and may raise environmental concerns, especially if chemicals or waste were involved.

10. Can I afford the long-term costs?

Beyond the purchase price, consider the long-term costs of maintaining rural land. Property taxes, utility setup, land management, fencing, and potential legal fees can add up quickly. Make sure you budget for the full picture.

Conclusion

Buying rural land can open the door to a more independent, peaceful, and purpose-driven lifestyle—but it’s not a decision to rush. Taking the time to ask these questions and do your due diligence can save you money, stress, and disappointment down the road. When in doubt, consult Cole Whitaker Realty to guide your decision.